Money EQ Review
(FYI: I am an affiliate for Money EQ and will receive a small commission on sales at no extra cost to you. The Masterclass is free!)
Money EQ by Ken Honda and Mindvalley is a transformative journey that reshapes your emotional relationship with money.
Over three weeks, participants engage in daily EQ lessons on Mindvalley to identify limiting beliefs, heal past financial trauma, and cultivate an abundance mindset.
By the end of the Money EQ online quest, you’ll not only elevate your financial intelligence but also create a life where cash flows freely and joyfully—because when you treat money like a trusted friend, it rewards you with prosperity.
Money EQ is designed to help you heal your wealth wounds, transform your mindset, and create a life of prosperity and peace.
Ken Honda says financial stress can be overwhelming.
It can make or break your mood, your relationships, and even your sense of self-worth.
Most financial advice is superficial.
Budget this, invest in that and hustle harder.
None of it touches on the real issue—your emotional relationship with your finances.
The Money EQ online program isn’t your typical finance course. It’s about transforming how you feel — or your EQ—so you’re not just making more, but actually enjoying the process.
Ken Honda teaches you how to manage your finances and heal your relationship with them.
So you can start living in abundance without stress.
Is Ken Honda’s course worth the investment?
If you’re ready to flip your mindset and finally get control of your finances (instead of letting them control you), keep reading.
This might just be the shift you’ve been looking for.
I’ll include a link to a free Ken Honda Masterclass in this article so you can try a sample of the course.
Are you ready to dive in? Let’s go.

What Does Money EQ Mean?
Money EQ, or Money Emotional Quotient, is your emotional intelligence regarding money.
It’s not about how much you know about investing or budgeting – that’s IQ. EQ is about how you feel about, how you react to it, and how it affects your decisions.
Think about it like this:
- IQ is knowing how to make a million bucks
- EQ in regard to money is actually enjoying that million without losing your mind
You can have all the Money IQ in the world, but if your EQ is bad, you’re toast. Why? Because your emotions will sabotage you faster than you can say “bankruptcy.”
High EQ looks like this:
- You’re cool with receiving it
- You actually enjoy what you earn
- You trust that it will flow to you
- You’re not stingy with your money
Low EQ? That’s when you’re constantly stressed about your finances, even when you’ve got plenty. It’s when you make dumb financial decisions because you’re acting on fear or greed instead of logic.
Now, let’s talk about Ken Honda, the “Zen Millionaire” who’s been preaching this EQ gospel.
Ken Honda found that connecting IQ and EQ is like unlocking a shortcut to wealth. He’s not just talking about making cash– he’s talking about creating a life where it serves you, not vice versa.
You need to work on your EQ to elevate your financial performance. It’s not just about crunching numbers or following investment trends. It’s about rewiring your brain to have a healthy, positive relationship with your finances.
Money EQ Is A Course By Ken Honda
Ken Honda is a Japanese author, speaker, and expert on personal finance and happiness. Ken Honda is known for his unique approach to wealth management. He combines wealth management principles with emotional well-being.
He emphasizes the importance of cultivating a positive relationship with wealth, believing that financial success and happiness are closely intertwined.
One of Ken Honda’s best-known concepts is Happy Money, which encourages people to view wealth not as a source of stress but as a source of joy and peace when managed well.
According to Ken Honda, money can either be “happy” or “unhappy,” depending on the emotional energy we attach to it. Happy is received and spent with gratitude and joy, while unhappy is tied to fear, stress, and frustration.
Check out Ken Honda on YouTube here.
The Value You Will Receive From The Money EQ Mindvalley Course
Prospective Money EQ participants frequently question the value of investing in the Mindvalley course.
Like many personal development programs, the true value of the program ultimately depends on the individual’s dedication to the journey ahead.
Ken Honda’s Mindvalley Quest helps you identify your wealth archetype and tackle those pesky abundance blocks holding you back.
Ken Honda’s approach is reminiscent of therapy, but for your finances. He doesn’t just throw theory at you; he gives you actionable insights that can lead to real change.
Are you ready to evolve your beliefs and unlock new levels of financial freedom?
Trust me, even if you think you’ve mastered your money, there’s always room for improvement.
The Money EQ Course by Ken Honda on Mindvalley offers a unique approach to financial growth by focusing on the emotional and mental aspects of wealth.
While not a traditional finance curriculum, the Ken Honda Money EQ course can be valuable for those seeking a deeper understanding of their relationship with finances and exploring alternative perspectives on prosperity.
However, the spiritual elements and hefty price tag might not be for everyone.
Before taking the plunge into his Money EQ course, consider your learning style, budget, and openness to self-exploration.
Your financial EQ reflects your beliefs about wealth, helping you cultivate an abundance mindset. Your emotions when you think of finances, and how your subconscious mind makes financial decisions on autopilot.

Money EQ Review
Look, I’ll be honest—when I first heard about Ken Honda’s program on Mindvalley, I wasn’t sold. The idea of “Happy Money” sounded a little too woo-woo for me.
I’m all about making moves, building businesses, and scaling income, not sitting around talking about my feelings toward my finances
But then I realized something: all the hustle in the world won’t fix a messed-up relationship with cash flow. And that’s exactly where Ken Honda comes in.
What I Learned
Money EQ isn’t about spreadsheets, stock tips, or budgeting hacks. It’s about diving deep into the emotional baggage we all carry about money—the guilt, the fear, the anxiety. And let me tell you, that stuff runs deep.
Over 21 days, I worked through lessons like:
- Healing Your Wounds: It turns out my habits around weren’t just random—they were rooted in beliefs (EQ) I didn’t even know I had.
- The Flow of Happy Money: Ken Honda taught me to see wealth as energy. It’s not something to hoard; it’s something that flows in and out of your life.
- Forgiveness and Gratitude: Sounds simple, but this one hit hard. Letting go of resentment and practicing gratitude have changed how I think about spending and saving.
The Biggest Breakthroughs
- Money Isn’t the Goal—It’s the Tool
Most of us focus on earning more, thinking it’ll solve everything. But Ken flips the script. He shows you that money is just a mirror of your mindset. - Guilt and Fear
If you feel guilty about spending or fearful about not having enough, you’re stuck in a toxic loop. Ken Honda’s exercises helped me let go of that and trust the flow by improving my EQ. - Generosity is Key
Ken Honda doesn’t just want you to make peace —he wants you to spread it around. Giving, he says, is part of the flow. Once I started doing it, I saw opportunities and abundance emerge in ways I didn’t expect.
What I Loved About EQ
- Ken Honda’s Energy: The guy is like a Zen master for your wallet. He’s calm, wise, and makes you rethink everything.
- Practical EQ Exercises: This isn’t just theory. Every lesson has a takeaway you can apply immediately.
- A Supportive Community: You’re not doing this alone. The Mindvalley tribe makes it easy to share wins and learn from others.
What I Didn’t Love
- Not for Strategy Junkies: If you’re here for hard tactics to grow your net worth, this isn’t it.
- A Bit Abstract: Some of the lessons—like money being “energy”—took me a while to wrap my head around. But once it clicked, it clicked.
So, Is It Worth It?
If you’ve ever felt stressed, guilty, or anxious, this Ken Honda money program is for you. It’s not about getting rich overnight. It’s about fixing the inner game of wealth (EQ) so you can enjoy the outer game.
But if you’re already crushing it financially and just want the next hack or investment tip, you might find this too “soft.”
My Final Takeaway
Ken Honda’s program changed how I think about cash. I came in looking for tactics, but left with a mindset shift I didn’t know I needed.
It’s not about how much you make—it’s about the relationship (EQ) you have with your finances. And for that alone, I’d recommend it.
Would I take it again? Absolutely.
Money Course Star Ratings
Overall Review Rating: 4.5 out of 5 stars
Ken Honda’s Mindvalley course stands out as a transformative program for anyone looking to overhaul their emotional relationship with money.
⭐️⭐️⭐️⭐️⭐️ (5/5) – Transformative Approach
- The Money EQ course is praised for its unique focus on the emotional and psychological aspects of, rather than just financial tactics or budgeting. Ken Honda guides you in identifying and healing limiting beliefs, financial traumas, and scarcity mindsets that often sabotage financial success.
- Many users report that the Money EQ program helped them shift from stress and guilt to a mindset of abundance, gratitude, and generosity.
- Ken Honda’s teaching style is described as warm, approachable, and deeply insightful, making complex concepts feel accessible and actionable.
⭐️⭐️⭐️⭐️ (4/5) – Practical Exercises and Community Support
- The Money EQ course blends theory with practical exercises, meditations, and brain-training sessions, ensuring lessons can be applied immediately to daily life.
- The Mindvalley community adds value by providing support and accountability as you work through the program.
- Some participants found certain lessons repetitive but acknowledged that repetition supports deep learning and lasting change.
⭐️⭐️⭐️⭐️⭐️ (5/5) – Life-Changing Results
- Numerous testimonials highlight significant positive shifts, such as reduced debt, increased financial confidence, and improved relationships-not just with money, but with loved ones as well.
- The Money EQ course’s emphasis on gratitude, flow, and generosity is a refreshing, holistic approach to wealth.
⭐️⭐️⭐️⭐️ (4/5) – Room for Improvement
- The Money EQ course may feel a bit abstract for those seeking hard financial tactics or investment strategies; it’s not a “get-rich-quick” or technical finance course.
- Some Western audiences may find certain concepts less relatable due to Ken’s uniquely Japanese perspective on money and happiness.
- The cost can be a barrier for some, though the Mindvalley membership includes access to many other courses and offers a 15-day guarantee.
Summary Table
| Actionable lessons, strong community support, and some repetition | Rating | Highlights |
|---|---|---|
| Emotional Money Mindset | ⭐️⭐️⭐️⭐️⭐️ | Deep healing of limiting beliefs, practical EQ exercises, gratitude focus |
| Practicality & Community | ⭐️⭐️⭐️⭐️ | Actionable lessons, strong community support, some repetition |
| Life Impact | ⭐️⭐️⭐️⭐️⭐️ | Transformative results, improved relationships, increased abundance |
| Accessibility & Scope | ⭐️⭐️⭐️⭐️ | Not a technical finance course, some abstract concepts, price may deter some |
Final Review Verdict
Money EQ by Ken Honda on Mindvalley earns a strong 4.5 out of 5 stars.
It’s a game-changer for those ready to do the inner work, offering practical tools to heal your financial story and shift into abundance.
Just be ready for some introspection and a bit of “woo”-but the results speak for themselves.
How Money EQ Is Different
Here’s the thing about traditional financial programs? They’re all about numbers, strategies, and tactics. They teach you how to budget, save, invest—important stuff, no doubt.
But they miss the mark: they don’t dive into your relationship with money. And that’s where Ken Honda’s program blows the competition out of the water.
It’s not just about how much you make or save; it’s about the emotional baggage (EQ) you carry around having wealth.
Ken Honda flips the script by focusing on emotional intelligence —the thoughts, feelings, and patterns you’ve built over a lifetime. Why does this matter?
You can have all the strategies in the world, but if you’ve got a scarcity mindset or anxiety around finances, you’ll sabotage yourself every time.
Ken Honda’s Mindvalley program teaches you to identify these emotional money blocks (EQ), shift your mindset, and create a healthy, positive relationship with wealth.
That’s the key to real financial success—not just stacking dollars but feeling good about how you do it.
Core Concepts About Money Explained
At the heart of this is the game-changing idea: money is energy. It’s not just paper, numbers, or a means to an end. It flows in and out of your life, and how you feel about it impacts everything.
Ken Honda’s core philosophy is that if wealth comes from stress, guilt, or fear, it is “unhappy.” Conversely, receiving and giving with gratitude, joy, and purpose lead to happiness. (2)
This isn’t some woo-woo stuff—it’s about creating a healthy relationship with wealth where you’re not chasing it or stressing over it. Instead, you’re attracting it because your energy is aligned.
Ken Honda teaches you how to release the emotional clutter, shift your mindset from scarcity to abundance, and start feeling good about both making and spending money.
This simple but profound shift changes how you approach wealth, whether you’re making $1 or $1 million.
Why EQ is more important than IQ.
Ken Honda says EQ trumps IQ every time. You might be a financial genius, crunching numbers like a supercomputer, but if your emotional relationship is screwed up, you’re toast.
You can make all the money in the world, but if you’ve got a low EQ, it’s like trying to fill a bucket with a hole in it. Your limiting beliefs and emotional baggage around money will sabotage you faster than you can say “bankruptcy.”
Think about it. How many lottery winners end up broke? How many high-earning professionals are drowning in debt? It’s not because they can’t do math. It’s because their EQ is low.
They’re operating from a scarcity mindset, making fear-based decisions and treating it like it’s toxic.
Conversely, someone with a high EQ trusts the flow of wealth, enjoys sharing it, and is confident in making smart financial moves. They’re not perfect, but they’re not paralyzed by anxiety either.
Ken Honda Money Program Overview
Ken Honda’s course on Mindvalley is divided into three weeks (You can go at your own pace).
The Money EQ Program features daily guidance from Ken Honda (Scott W. Mills leads the meditations and wealth-clearing exercises), with training videos and exercises designed to transform your relationship with money.
By the end of the Money EQ program, you’ll experience lifelong changes in how you think about finances. You can earn, multiply, invest, and give back the money.
Ultimately, it is about harnessing wealth to create unshakable prosperity and peace of mind.
You won’t only get mental work; you’ll also be guided through brain training exercises like:
- Perspective shift
- Feeling Maro: short for Magokoro, which means genuine or sincere heart in Japanese.
- Possibilities & Timelines
- Visual Release
- Kinaesthetic Swirl
- Releasing the Pain of Your Father
- Releasing the Pain of Your Mother
- Forgiveness Exercise
- Belief Evolver
- The Self-Expansion
- The Stretchy Sweater
- Line in the Bank
- Inevitability Process
The Money EQ course’s brain-training exercises are designed to help your entire being align with a high EQ. Money and other forms of abundance seem to come to you with little effort when your EQ is high.
The Benefits You’ll Receive From This Mindvalley Program
Improving your financial EQ is like flipping a switch on how you experience life.
When you enhance your emotional connection with money, you’re not just changing your bank account—you’re transforming how you feel about wealth, abundance, and success.
First, it removes the constant stress and anxiety that comes with money. Instead of worrying about every dollar, you start to see wealth as a tool that flows in and out rather than something to fear or obsess over.
One of the biggest benefits? You stop self-sabotaging. When your emotions around wealth are in check, you’re not making decisions out of fear, guilt, or scarcity. Instead, you act from a place of confidence and clarity.
How you negotiate, invest, spend, and even give impacts everything. Plus, it improves your relationships. Money issues can ruin friendships, marriages, and business partnerships.
But when you have a healthy wealth mindset, you don’t bring stress into these areas, making smoother, happier connections.
Finally, improving your EQ shifts your perspective from chasing wealth to attracting it. When you’re emotionally aligned with abundance, opportunities seem to appear out of nowhere.

Ken Honda Money Personality Type Quiz
Ken Honda explains the money personality types in his course and how we often marry people of the opposite type.
Mine is ‘The Saver.’
You are a Saver.
Some people like to have cash in the bank, but for you, it’s essential. You are meticulous in your decisions about where you spend. Your decisions are wise—bargain hunter. You can wait for gratification.
The saver is all about creating a sense of security.
The downside of being a saver is that you may tend to hide from life. While your friends are out having a good time, you may be home counting your pennies and clipping coupons.
Your capacity to create more happy money in your life can be pretty limited since you don’t really increase the stream of cash but conserve it. You may want to consider ways to invest in your life so you have more of what you want.
1. Controlling Type
- Spender: Generous, loves to spend and have fun with cash. Usually, you grew up in a poor environment. You must be careful, or you can become a spending addict—lots of debt.
- Savers: They enjoy saving every penny. They love bargains, cutting coupons, and getting discounts. They usually had financial issues in childhood. Saving gives them feelings of security. The saver often marries the spender. They have little debt.
- Moneymaker: I love doing business/ the workaholic. By working hard, they bring more in, so they feel secure. More wealth and more work bring greater security and worth.
2. Indifferent Type (*there is only one indifferent type). Often, people are not worried about having cash on hand. They are usually the academic type and choose occupations that serve others or pursue academic careers. They are generally very happy because they are neither concerned with nor influenced by wealth.
3. Fear Type: Often run away from cash and, as a result, can’t pay their bills to survive. It may also be that they are the “work avoidant” type. Fear people don’t know how to trade their skills, abilities, and talents in exchange for cash.
- Hippie: Stays away from capitalism. He feels resentment toward wealth, considers it their enemy, and holds a negative image of it.
- Gambler: Destroys their life through bad money decisions. Has negative subconscious beliefs about wealth. Being gamblers, they are destined to lose. Parents tend to work in stable jobs. They don’t like monotonous work environments—a mix of money-makers and spenders.
- Saver-Splurger: Saves and then feels terrible when they spend it all. It’s a back-and-forth between saving for extended periods and spending it all at once.
- Worrier: They don’t take action regarding building wealth.
If you’re a spender, try being a saver for a while, and vice versa. Experiment with different styles until you find a balance. Our economy needs all these types to function properly.
Many people are awakening to the fact that how we feel affects our lives.
This Money EQ course has changed my perspective and allowed more of it to enter my life. The brain training exercises helped me immensely, and the workbook was a great tool.

Free Money Masterclass
Do you want a sample? Try the Free Money EQ Masterclass hosted by Mindvalley, and the Japanese Art of Healing Your Money Wounds Masterclass by Ken Honda, to discover the key to unlocking your financial potential and cultivating a healthy wealth mindset.
In the Ken Honda Mindvalley Masterclass, he shares his insights on shifting your attitude toward wealth and building a positive relationship with it.
Ken Honda guides participants in exploring their personal beliefs and attitudes about finances through The Free Money EQ Masterclass and The Japanese Art of Healing Your Money Wounds Masterclass.
Ken Honda helps individuals overcome financial limitations and adopt a more empowering mindset by debunking common wealth myths and identifying hidden financial barriers.
Try the “free Masterclass” to experience Ken Honda’s teachings and program style firsthand. The Japanese art of healing your financial wounds.
Try A Free EQ Masterclass
Money EQ Conclusion
This assessment has shown that the Money EQ by Ken Honda Quest isn’t just another financial program—it’s a mindset revolution. Ken Honda takes you deeper than any budgeting app or investment course ever will.
Ken Honda’s teaching you to rewire how you think and feel about wealth because, let’s face it, most people’s relationship with it is broken.
And that’s what keeps them stuck. If you can shift from scarcity and stress to abundance and gratitude, your approach to finances and life will completely change.
Money EQ isn’t about getting rich quickly; it’s about building a healthy, lasting relationship with wealth that brings you peace, joy, and fulfillment.
If you’re tired of letting your lack of finances stress you out or, worse, control your life, the program gives you the tools to flip the script.
You start seeing money for what it really is: energy that flows, and when you master that flow, you’ll not only make more of it—you’ll enjoy it more, too.
So, if you’re ready to stop chasing money and start letting it work for you, this program is where you start.
Thanks for reading my Money EQ Review!
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